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We are a HUD-Certified, Non-Profit Housing Counseling Agency that specializes in First Time Home Buying Counseling and Foreclosure Prevention Counseling.

AHCOPA was established in 1985 and has been providing housing counseling in Philadelphia and the surrounding area ever since. Our specialties include:
  • First Time Home Buying Counseling and Education
  • Foreclosure Prevention Counseling
    • Homeowner Emergency Loan Assistance Programs (HEMAP)
    • Loss Mitigation Proposal Preparation and Submission
    • Mortgage Diversion Negotiation
    • Knowledge of the Consumer Finance Protection Bureau guidelines.
  • Applying for Philadelphia's Home Improvement Loans (PHIL-Plus and Mini-PHIL)
  • Applying for Delinquent Tax Repayment plans
  • Financial Literacy Education
Our clients have found that we are more than just a resource to help access affordable housing, but that we are advocates!

Please stop by and visit us, or give us a call to see how we can assist your search for affordable housing.


AHCOPA has received financial contributions from:

  • City of Philadelphia, Office of Housing and Community Development
  • Pennsylvania Housing Finance Agency
  • Home Free USA
  • Mission of Peace National Corporation
  • Philadelphia Housing Authority
  • AllyBank Foundation
  • Patricia Kind Family Foundation
  • Citizens Bank Foundation
  • PNC Foundation
  • State Farm Insurance Foundation
  • Santander Foundation
  • Wells Fargo Housing Foundation
  • National Penn Bank
  • HSBC
  • Alston-Beech Foundation
  • Beneficial Foundation
  • Union Benevolent Association

Support AHCOPA through the AmazonSmile Foundation

Shopping on Amazon a portion of the purchase price of eligible products can support our organization.  Your support to AHCOPA in providing housing counseling services to the Greater Philadelphia area is critical.  Please click on the link above.

AHCOPA in the News

Read about one of our client's recent success stories published on HUD's blog

Annual Report 2013-2014 - Click here

Annual Report 2014-2015 - Click here